Our tools are designed to provide clear, practical suggestions to improve households' financial futures.
Maximize My Social Security
Top-ranked by the Wall Street journal, this web-based program finds the unique collection strategy that will maximize your lifetime Social Security benefits. Learn when and how to collect retiree, spousal, survivor, divorcee, parent, and child benefits to achieve the highest lifetime benefits. Incorporates all Social Security provisions and options for singles and married couples.
The most powerful and comprehensive software planning tool on the market. Its patented algorithm takes the guess work out of financial planning. It determines your sustainable living standard -- what you can spend on an ongoing basis -- and finds safe ways to raise it. ESPlanner can show the living standard impact of any and all financial and life style decisions.
This simplified online program shows you the power of ESPlanner to smooth and raise your sustainable living standard or, if you are a professional, the living standards of your clients. The program, ranked by Money Magazine as the best of the web, can be run for free. For a fee, you can save your data and also run the program in Monte Carlo and Upside Investing modes.
We offer three hands-on planning services. First, we use our software to provide financial plans for households as well as for the clients of financial professionals. Second, we help those getting divorced evaluate alternative divorce settlement agreements. And third, we assist individuals and financial planners in the use of our tools.
For the record, we are not licensed financial planners. Nor do we provide investment or any other form of financial advice. Our financial plans constitute one thing only -- educational inputs into informed financial decision making.
Direct Calculation Service
Give us your data and let us run our software and plan directly for you. We'll use ESPlanner to not only to provide a comprehensive lifetime financial plan. We'll also find safe ways to dramatically raise your (your clients') living standard.
Fair Divorce Service
Trying to reach a fair, tax-efficient, and Social Security maximizing divorce agreement? Let us use ESPlanner to show you what you and your spouse will both get to spend on an ongoing basis under alternative divorce agreements.
One-on-one Software Training
Need extra training using our tools? Let us go online with you, review your inputs, suggest relatively safe ways to raise your living standard, help you understand the reports, and provide answers to any and all of your questions.